In Australia, “0% interest” car loans are usually manufacturer promos—more sizzle than sausage. Free money? Not quite. The comparison rate is rarely 0% once fees are counted, and you’re often giving up a chunky cash discount on the car itself.
Expect short terms (often 24–48 months), possible balloon payments, limited models/stock, and stricter approval rules tied to dealer finance.
Run the numbers: compare total drive-away with 0% finance versus a discounted price with a normal loan (these days subsidised offers are more like 1.9%–4.9%).
If the maths stacks up, beauty; if not, haggle the price and pick your own lender. Read the fine print and the comparison rate note twice, then once more for luck.
Check back soon, or revise your filters.
Listing your ad only takes a few minutes, and most categories are free.
Post an adA weekly hand-picked round-up of the best bargains, free stuff, and trending listings. No spam, unsubscribe anytime.
Know someone looking to buy or sell something? Send them to Tradingpost, Australia's original marketplace.
Know the warning signs of a dodgy deal before you buy or sell online.
Read the guideRead guide