best 4x4 under 20k australia

New 4x4s in Australia start well north of $40k, so “under $20k” means used and a bit of savvy. Smart picks include the Mitsubishi Pajero (NM–NW), Toyota Prado 120, and Nissan Patrol GU 3.0—tough tourers if serviced, not thrashed, and preferably with receipts thicker than a phone book. Ute hunters can eye early Ford Ranger PJ/PK or Holden Colorado, while lighter-duty explorers might snag an older Suzuki Jimny or a high‑km Hilux. Condition beats badges: look for rust around chassis rails, signs of hard towing, diff/transfer leaks, and timing-belt history where applicable. Expect $8k–$20k depending on kilometres, mods and state inspection; leave a buffer for tyres, fluids and a proper service. Then point it at a fire trail and pretend it’s “testing,” not a picnic.