best car finance offers

Looking for the finest car finance offers in Australia is like hunting for unicorns in a paddock full of horses. Typically, lenders like banks, credit unions, and car dealerships toss around deals with interest rates ranging from 3% to 12% per annum, depending on your credit score and the car's age. New car loans generally come with better rates, sometimes as low as 3%, while used car finance might creep up to 10-12%. Don't forget to factor in loan terms usually spanning 1 to 7 years, plus any pesky fees or balloon payments. For a good ol' Aussie bargain hunt, check out Tradingpost and CarShowroom for current offers, but always read the fine print or risk a financial headache later.