best p plate insurance Page 5

P‑plate insurance isn’t a dark art, just a pricey one—go comprehensive if the car has any value, and compare age excesses, named‑driver rules, and learner/P‑plate loadings.

Keep premiums civil by choosing a modest car (no turbos, no bragging rights), parking off‑street, and accepting a higher excess to drop the monthly hit. Telematics or limited‑kilometre policies can shave dollars if you drive little and well. Being a named driver on a parent’s policy can be cheaper, but only if you’re actually the main driver—insurers do frown on creative fiction. Get at least three quotes, read the PDS like it owes you money, and make sure roadside assist is included so the first flat tyre isn’t a Greek tragedy.