can you get comprehensive insurance on a hail damaged car

Yes—many Aussie insurers will offer comprehensive cover on a hail-damaged car, but they’ll exclude the existing dents and dings from any future claim.

Expect an inspection or photo check, a market or agreed value adjusted for the damage, and possibly a higher premium (Mother Nature’s golf balls aren’t cheap).

If the vehicle is a statutory write-off, it can’t be re-registered or comprehensively insured; a repaired “repairable write-off” may be insurable once it passes the required inspections.

Read the PDS, declare the hail damage up front, and get the exclusions in writing—surprises are for birthdays, not insurance claims.