Looking for car finance offers in Australia? Well, brace yourself for a jungle of interest rates typically ranging from 5% to 12% depending on your credit score and lender. New car loans might offer promotional rates as low as 3.5%, but don’t expect these unicorn deals everywhere. Used car finance usually comes with higher rates and shorter terms. Expect loan terms between 1 to 7 years, with flexible repayment options. Always check with major banks, credit unions, and online lenders, and don’t shy from using marketplaces like Tradingpost or CarShowroom for deals. And remember: read the fine print, or you might end up paying more than the car’s worth.
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