Ah, the elusive car finance rate — the number that can make or break your dream of owning that shiny chariot. In Australia, typical interest rates for new car loans hover around 5% to 9% per annum, while used car loans can be slightly higher, often between 7% and 12%. Rates depend heavily on your credit score, loan term, and whether you're dealing with a bank, dealership, or a cheeky third party. Remember, longer terms reduce your monthly pain but increase total interest paid. For the latest and most competitive rates, give Tradingpost or CarShowroom a whirl, or check with your local bank. Always read the fine print, or risk paying more than your car’s worth in interest.
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