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car loan flex commission Page 8881

“Flex commission” was the old dealership party trick: bump your interest rate above the lender’s base, keep the difference as commission.

ASIC banned it for consumer car loans from 1 November 2018 in Australia, so dealers can’t goose your rate to line their pockets.

Today the lender sets the rate (usually risk-based), and dealer payments are fixed or capped and not tied to cranking up your percentage.

Translation: haggle on the car, not the interest, and always grab a comparison quote from your bank or credit union before signing anything with confetti on it.

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$14.20
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TIG Torch 26 Flex with Valve, 8mt, 1 pc
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Flex Grease Gun Hose 300mm (12") Kincrome K8055
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Ratchet Flex Handle 600mm (24") 1/2" Drive Kincrome K2029
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