Looking for a car loan in Australia? Your options typically include secured loans from banks, credit unions, and car dealerships, with interest rates varying from around 4% to 12% depending on your credit score and loan term. New cars might fetch you better rates, especially if the dealer offers promotional finance, while used car loans often come with slightly higher rates. Loan terms usually range from 1 to 7 years, with monthly repayments calculated accordingly. Remember to factor in fees like loan establishment and early repayment penalties. For a quick comparison and to sniff out the best deal, check out ServiceCentral and CarShowroom. Always read the fine print before signing on the dotted line!
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