Looking into class actions on car loans? In Australia, several actions and remediation programs have targeted junk add-on insurance and dealer “flex commissions” that pumped up interest rates, especially through the 2010s.
If you financed via a dealer or captive finance arm and were sold extras like GAP, tyre & rim or loan protection you didn’t ask for, you may be eligible for a refund or settlement payment.
Start by digging up your loan contract and insurance schedules, then check whether your lender or a law firm has an active scheme and how to register.
Deadlines and eligibility vary by lender and product, so don’t dawdle; get independent advice if you’re unsure.
No, it’s not a lottery win—just a chance to claw back money you shouldn’t have been charged in the first place.
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