do you need car insurance in victoria

Yes, in Victoria, you absolutely need car insurance—well, at least a form of it called Compulsory Third Party (CTP) insurance. It’s not optional; it's legally mandatory to get your vehicle registered. CTP covers you for personal injury claims if you’re involved in an accident, but it won't cover damage to your car or someone else’s vehicle. For that, you’ll want to consider additional cover like comprehensive or third-party property insurance. New car buyers can expect to pay around $400 to $800 annually for CTP, while comprehensive policies vary wildly based on your car and driving record—think $800 to $2,000+. Check out ServiceCentral or CarShowroom for some quotes and keep that insurance sorted unless you fancy a hefty fine or legal troubles.