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financing on cars Page 5

Financing on cars in Australia boils down to choosing how you want to owe money, and to whom. Common options include a secured car loan, bank/personal loan, dealer finance, a novated lease (via salary packaging), or a chattel mortgage for ABN holders. Terms typically run 3–7 years, and a decent deposit trims interest and keeps you out of negative equity when depreciation does its best impression of a cliff dive. Always compare the comparison rate, upfront/ongoing fees, and any balloon payment shenanigans; cheap weekly figures can cost more overall. Check for early‑payout penalties and mandatory comprehensive insurance, and get pre‑approval so you can haggle like a pro on the car, not the finance. Hunting on Tradingpost? Line up your finance first, then pounce—much less “kid in a lolly shop,” much more “savvy adult with receipts.”

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2012 BMW 3 SERIES F30 F30 SEDANCars For Sale
$7,990Sale
2012 BMW 3 SERIES F30 F30 SEDAN
Blair Athol, SA
Opens seller's site
2006 FORD COURIER PH CAB CHASSISCars For Sale
$6,990Sale
2006 FORD COURIER PH CAB CHASSIS
Blair Athol, SA
Opens seller's site
2015 JEEP WRANGLER UNLIMITED JK SOFTTOPCars For Sale
$19,990Sale
2015 JEEP WRANGLER UNLIMITED JK SOFTTOP
Blair Athol, SA
Opens seller's site
2011 HOLDEN COMMODORE VE VE II UTILITYCars For Sale
$13,990Sale
2011 HOLDEN COMMODORE VE VE II UTILITY
Blair Athol, SA
Opens seller's site
2007 Holden Commodore VE II SV6 Sedan AutomaticCars For Sale
$6,999Sale
2007 Holden Commodore VE II SV6 Sedan Automatic
Blair Athol, SA
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Page 5 of 8,675
2013 Nissan X-Trail T31 ST SUV Manual13Cars For Sale
$9,998
2013 Nissan X-Trail T31 ST SUV Manual
  • 222,166 km
  • Manual
  • SUV
  • Petrol
Mudgee, NSW
2011 Honda CR-V RE473BE CRV Hatchback Manual6Cars For Sale
$7,500Negotiable
2011 Honda CR-V RE473BE CRV Hatchback Manual
  • 258,758 km
  • Manual
  • SUV
  • Petrol
Possum Brush, NSW
2016 Hyundai Accent Sedan Automatic6Cars For Sale
$6,420Negotiable
2016 Hyundai Accent Sedan Automatic
  • 240,000 km
  • Automatic
  • Sedan
  • Petrol
Southport, QLD
2005 BMW 1 Series E87 20I Hatchback Automatic For Sale4Cars For Sale
$4,500Negotiable
2005 BMW 1 Series E87 20I Hatchback Automatic For Sale
  • 225,000 km
  • Automatic
  • Hatchback
  • Petrol
Embleton, WA
2016 Suzuki Grand Vitara JT NAVIGATOR Wagon Automatic13Cars For Sale
$15,500
2016 Suzuki Grand Vitara JT NAVIGATOR Wagon Automatic
  • 123,000 km
  • Automatic
  • SUV
  • Petrol
Thornton, NSW
2001 Holden Calais Sedan Automatic16Cars For Sale
$4,800
2001 Holden Calais Sedan Automatic
  • 295,000 km
  • Automatic
  • Sedan
  • Petrol
The Entrance, NSW
Toyota Landcruiser11Cars For Sale
$40,000Negotiable
Toyota Landcruiser
  • 252,049 km
  • Manual
  • Ute
  • Diesel
Longreach, QLD
2015 Holden Trax TJ LS SUV Automatic10Cars For Sale
$8,500Negotiable
2015 Holden Trax TJ LS SUV Automatic
  • 90,348 km
  • Automatic
  • SUV
  • Petrol
Mount Druitt, NSW
1994 Toyota Landcruiser 80series GXL Wagon Manual12Cars For Sale
$12,000Negotiable
1994 Toyota Landcruiser 80series GXL Wagon Manual
  • 446,566 km
  • Manual
  • Wagon
  • Diesel
Capalaba, QLD
Mazda CX-5 G35 GT SP N 6 SP PETROL TURBO AWD WAGON 2024
HIGHLIGHTPrice drop
4Cars For Sale
$40,000$41,000Negotiable
Mazda CX-5 G35 GT SP N 6 SP PETROL TURBO AWD WAGON 2024
  • 25,000 km
  • Automatic
  • SUV
  • Petrol
Victoria Point, QLD
2011 Mercedes-Benz C-Class C250 Avantgarde Sedan Automatic17Cars For Sale
$11,950Excl. Govt Charges
2011 Mercedes-Benz C-Class C250 Avantgarde Sedan Automatic
  • 141,415 km
  • Automatic
  • Sedan
  • Petrol
Holland Park, QLD
2015 Ford Ranger Ute Automatic9Cars For Sale
$4,500Negotiable
2015 Ford Ranger Ute Automatic
  • 240,000 km
  • Automatic
  • Ute
  • Diesel
Broken Hill West, NSW
2021 Nissan 370Z Coupe Automatic12Cars For Sale
$49,000Negotiable
2021 Nissan 370Z Coupe Automatic
  • 3,300 km
  • Automatic
  • Coupe
  • Petrol
Swansea, NSW
Mazda MPS 20117Cars For Sale
$9,500
Mazda MPS 2011
  • 231,760 km
  • Manual
  • Hatchback
  • Petrol
Hervey Bay, QLD
2016 Mercedes-Benz Sprinter Van Automatic7Cars For Sale
$24,500Negotiable
2016 Mercedes-Benz Sprinter Van Automatic
  • 208,000 km
  • Automatic
  • Van
  • Diesel
Officer, VIC
2016 Hyundai i30 Hatchback Manual15Cars For Sale
$10,900Negotiable
2016 Hyundai i30 Hatchback Manual
  • 149,525 km
  • Manual
  • Hatchback
  • Petrol
Eight Mile Plains, QLD
2023 Volkswagen Amarok NF MY23 STYLE Ute Automatic121Cars For Sale
$57,000
2023 Volkswagen Amarok NF MY23 STYLE Ute Automatic
  • 28,500 km
  • Automatic
  • Ute
  • Diesel
Ashtonfield, NSW
FREEZER/CHILLER 2008 Ford Transit Van Manual11Cars For Sale
$11,950Negotiable
FREEZER/CHILLER 2008 Ford Transit Van Manual
  • 760,000 km
  • Manual
  • Van
  • Diesel
Baulkham Hills, NSW
2014 Hyundai ix35 SE Wagon Automatic9Cars For Sale
$10,900Negotiable
2014 Hyundai ix35 SE Wagon Automatic
  • 158,000 km
  • Automatic
  • SUV
  • Petrol
Robina, QLD
2003 Nissan Navara Ute Manual15Cars For Sale
$9,990Negotiable
2003 Nissan Navara Ute Manual
  • 175,000 km
  • Manual
  • Ute
  • Diesel
Bardon, QLD
2015 Mercedes-Benz 200 Hatchback Automatic9Cars For Sale
$16,100Negotiable
2015 Mercedes-Benz 200 Hatchback Automatic
  • 126,350 km
  • Automatic
  • Hatchback
  • Petrol
Edensor Park, NSW
2017 Mercedes-Benz GLC-Class AMG GLC43 GLC43 Hatchback Automatic6Cars For Sale
$35,000
2017 Mercedes-Benz GLC-Class AMG GLC43 GLC43 Hatchback Automatic
  • 79,000 km
  • Automatic
  • SUV
  • Petrol
Woollahra, NSW
2013 Holden Commodore International Sedan Automatic3Cars For Sale
$8,990Negotiable
2013 Holden Commodore International Sedan Automatic
  • 162,000 km
  • Automatic
  • Sedan
  • Petrol
Baulkham Hills, NSW
1999 BMW 3 Series Sedan Automatic11Cars For Sale
$2,950
1999 BMW 3 Series Sedan Automatic
  • 193,000 km
  • Automatic
  • Sedan
  • Petrol
Orelia, WA
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