Want to get car finance in Australia without selling a kidney? Start by checking your credit score and setting a budget that includes on-road costs, insurance, and a little buffer for life’s “surprises.”
Get pre-approval from a bank, credit union, or broker, then compare it with dealer finance—look past the shiny rate to the comparison rate, fees, and any sneaky balloon at the end.
A solid deposit (around 10–20%) helps approval and keeps repayments civilised, and a 3–5 year term usually saves you interest (and grey hairs).
Buying used? Do a PPSR check and a pre-purchase inspection, because no lender loves a cut-and-shut. Read the contract twice, breathe once, then sign.
Handyman
Handyman
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