Yes, in Australia hail damage is generally covered by comprehensive car insurance; third party policies won’t help, no matter how optimistic you feel. You’ll pay your excess, and the insurer may repair or write the car off if the fix costs more than the car’s value—romantic, but financial. Document the damage with photos, lodge the claim quickly, and expect mass-assessment centres if it’s a big storm.
Repairs can range from paintless dent removal to full panel work, and premiums may change at renewal—insurers do love their spreadsheets. Read your Product Disclosure Statement for limits, excesses, and any hail-specific options before the sky starts throwing ice marbles. Sensible, dull, and exactly what saves you thousands.
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