Short answer: giving someone your BSB and account number in Australia is generally safe for receiving payments, because those details alone don’t let them withdraw funds.
They can’t pull money without an authorised direct debit or extra credentials, but scammers may try sneaky moves like “overpayment” cons or spoofed debit authorities.
Share only what’s needed (no IDs, DOB, driver’s licence, or online banking login), and prefer PayID where possible so you don’t spray your account number everywhere.
Set alerts and low transfer limits, keep an eye on statements, and contact your bank immediately if you see any mystery debits.
If you must share details regularly (e.g., small business), use a separate receiving account and move funds out—belt, braces, and a bit of common sense.
And never share card numbers, CVV, PINs, or one-time codes—those are the keys to the vault, not the street address.
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