Ah, the elusive maximum PayID transfer limit—Australia's own digital game of 'how much can you send before someone notices?'. Generally, PayID transfers are capped by your bank, not by the PayID system itself. Most Aussie banks set daily transfer limits around $10,000 to $25,000 AUD, but this can vary wildly depending on your financial institution and account type.
For precise figures, you'll want to check with your bank's app or website because those limits are about as consistent as a kangaroo's hopping pattern. Also, keep in mind that some banks might have per-transaction limits and daily limits that can be different. So, if you’re planning to fling a fortune around, a quick look at the bank’s fine print or a chat with their customer service is your best bet.
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