what to do in car accident

Well, if you've just turned your sedan into a scene from a disaster flick, first things first: keep calm and check if anyone’s hurt. Then, switch on your hazard lights because apparently, your car isn’t going to do that for you. Next, if the accident’s minor and no one's seriously injured, swap insurance and contact details with the other party—yes, even if they look like they just crawled out of Mad Max. Avoid admitting fault; leave that to the experts and your insurance company. Take photos of the damage and the scene, because evidence is the new currency. Lastly, report the accident to your insurer and, if necessary, the cops—especially if there’s significant damage or injuries. Now, breathe, and maybe consider a less dramatic hobby.